Performance Measurement Systems In Banks

Performance Measurement Systems in Banks PDF
Author: Rahat Munir
Publisher: Routledge
ISBN: 1351368028
Category : Business & Economics
Languages : en
Pages : 168

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Performance Measurement Systems In Banks

by Rahat Munir, Performance Measurement Systems In Banks Books available in PDF, EPUB, Mobi Format. Download Performance Measurement Systems In Banks books, Given the significant changes in the banking environment and the resultant pressures on banks to change their systems and procedures, this book is a timely reference that provides a comprehensive analytical overview of changes in the performance measurement system (PMS) of banks in the post-financial crisis era. It explores the factors that influence such changes and examines banks’ consequential responses to institutional pressures. It is an invaluable resource for researchers and practitioners to gain insights into the concept of PMS change in both developed and developing economies.



Performance Measurement System Change

Performance Measurement System Change PDF
Author: Rahat Munir
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 278

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Performance Measurement System Change

by Rahat Munir, Performance Measurement System Change Books available in PDF, EPUB, Mobi Format. Download Performance Measurement System Change books, The aim of this study is to examine changes in the performance measurement system of a bank operating in an emerging economy during the period 1997-2007 by exploring the factors that influenced changes in its performance measurement system and its consequential responses to institutional pressures. To achieve this aim, three research questions are addressed in the thesis: i) How did the performance measurement system in a bank operating in Pakistan change over the last decade? ii) What factors influenced the changes? and iii) How did the bank respond to the factors driving change in the performance measurement system? These research questions are examined using an analytical framework informed by DiMaggio and Powell's (1983) notion of isomorphism mechanisms of institutional pressures together with Oliver's (1991) typology of strategic responses to institutional pressures. Using the case study method, data were collected from the largest state-owned bank in Pakistan (named as Pakbank in this study) for the period 1997-2007 through administering a questionnaire and conducting semi-structured interviews. Additionally, relevant internal and external documents provided a secondary data source for the study. -- The findings of the study suggest that the change in the PMS was a direct consequence of Pakbank's institutional environment. This institutional environment was significantly influenced by the bank's external environment which prior to 1997 was mainly characterised by political instability and uncertain economic conditions. These external environmental conditions led to changes in Pakbank's regulatory environment, forcing managers at Pakbank to make changes to its PMS. -- In line with DiMaggio and Powell's (1983) notion of isomorphism mechanisms of institutional pressures, the study found that the changes were forced to occur as the result of coercive, mimetic and normative pressures placed on the bank. In line with Oliver's (1991) typology of strategic responses to institutional pressures, the study found that Pakbank responded to the institutional pressures in two ways. While in the initial period of the reforms most of the impetus to change originated as formal directives from the regulators the bank passively complied with the coercive pressures to gain legitimacy. As the performance of the banking sector gradually improved and reforms proceeded, the bank increasingly applied strategic choice to the pressures with the aim to improve efficiency, performance and accountability. -- The study also found that over the period 1997-2007, the bank intensified the use of financial measures which is contradictory to the literature on manufacturing organisations within developed countries, where there is a great focus on using a combination of financial and non-financial measures. Since Pakbank wanted to improve its financial performance while complying with the new regulatory requirements, which required using extensive use of financial measures, the bank emphasised financial measures alone. -- The findings also suggest that the change in Pakbank's PMS was planned and rationally executed due to its top-down initiation. The new top management, in particular the new President, as a change agent, played a significant role in the change within Pakbank. The knowledge and experience as well as the commitment of the new President not only helped give the bank's new PMS its particular character but also played a major role in creating a culture of performance measurement and accountability. The resistance by organisational members to the changes introduced in the PMS was minimal. There was however some dissatisfaction amongst employees towards the change, as to its exact nature and its likely impact on staff. Poor communication of the PMS changes, the low level of IT support provided and limited training were the causes of such dissatisfaction. Nevertheless, the study found that the changes introduced to the PMS became institutionalised in the bank during the period under investigation. Employees used the PMS to report and measure performance of their business units and in discussions with various business units, the Management Committee and the Board. -- This study contributes to the performance measurement literature, the banking literature and the literature on emerging economies by adding to knowledge about changes in performance measurement systems in a bank in the context of an emerging economy. The insights provided in this study can assist practitioners in addressing issues concerning performance measurement systems changes in similar contexts.



Examine The Perfomance Measurement Management System In The Iran Banking Industry

Examine the Perfomance Measurement Management System in the Iran Banking Industry PDF
Author: Mohammad Hossein Hamzehpouri
Publisher:
ISBN:
Category :
Languages : en
Pages : 582

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Examine The Perfomance Measurement Management System In The Iran Banking Industry

by Mohammad Hossein Hamzehpouri, Examine The Perfomance Measurement Management System In The Iran Banking Industry Books available in PDF, EPUB, Mobi Format. Download Examine The Perfomance Measurement Management System In The Iran Banking Industry books, The proposition in this study refers to whether banks which have survived acquisition entry take a defender strategy rather than of analyzer or prospector. And how three group of Iranian Banks (private, government will be privatize and government will remained) divided to this category. In other word Choice of performance measurement systems in Iran Banks and factors play a pivotal in this choice. The research design in this study adopts a two process. First, in depth interviews use to explore the research questions. Second, additional data collects via a self-reprot questionnaire, which develop from the research findings obtain from the interview process, on what types of measures are use in performance measurement and whether financial or non financial measures are more important for short-term and long-term decison making at the banks.



Bank Performance Risk And Securitisation

Bank Performance  Risk and Securitisation PDF
Author: Joseph Falzon
Publisher: Springer
ISBN: 1137332093
Category : Business & Economics
Languages : en
Pages : 342

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Bank Performance Risk And Securitisation

by Joseph Falzon, Bank Performance Risk And Securitisation Books available in PDF, EPUB, Mobi Format. Download Bank Performance Risk And Securitisation books, The latest scholarly developments in research on banking, financial markets, and the recent financial crisis. This selection of papers were presented at the Wolpertinger Conference held in Valletta, Malta, 2012 and provide insights into bank performance, banking risk, securitisation, bank stability, sovereign debt and derivatives.



Handbooks Of Management Accounting Research 3 Volume Set

Handbooks of Management Accounting Research 3 Volume Set PDF
Author: Christopher S. Chapman
Publisher: Elsevier
ISBN: 9780080879307
Category : Mathematics
Languages : en
Pages : 278

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Handbooks Of Management Accounting Research 3 Volume Set

by Christopher S. Chapman, Handbooks Of Management Accounting Research 3 Volume Set Books available in PDF, EPUB, Mobi Format. Download Handbooks Of Management Accounting Research 3 Volume Set books, Winner of the Management Accounting section of the American Accounting Association notable contribution to Management Accounting Literature Award Volume One of the Handbook of Management Accounting Research series sets the context for the Handbooks, with three chapters outlining the historical development of management accounting as a discipline and as a practice in three broad geographic settings. Volume Two provides insights into research on different management accounting practices. Volume Three features contributions from some of the most influential researchers in various areas of management accounting research, consolidates the content of volumes one and two, and concludes with examples of management accounting research from around the world. Volumes 1, 2 and 3 are also available as individual product. * ISBN Volume 1: 978-0-08-044564-9 * ISBN Volume 2: 978-0-08-044754-4 * ISBN Volume 3: 978-0-08-055450-1 * Three volumes of the popular Handbooks of Management Accounting Research series now available in one complete set * Examines particular management accounting practices and specific organizational contexts * Adopts a global perspective of management accounting practices Award: "Winner of the Management Accounting section of the American Accounting Association notable contribution to Management Accounting Literature Award."



Performance Measurement Systeme

Performance Measurement Systeme PDF
Author: Michael Grüning
Publisher: Springer-Verlag
ISBN: 3663080897
Category : Business & Economics
Languages : de
Pages : 396

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Performance Measurement Systeme

by Michael Grüning, Performance Measurement Systeme Books available in PDF, EPUB, Mobi Format. Download Performance Measurement Systeme books, Michael Grüning untersucht verschiedene Ansätze für Performance- Measurement-Systeme und generiert ein Gütemaß.



Analyzing And Managing Banking Risk

Analyzing and Managing Banking Risk PDF
Author: Hennie van Greuning
Publisher: World Bank Publications
ISBN: 9780821354186
Category : Business & Economics
Languages : en
Pages : 367

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Analyzing And Managing Banking Risk

by Hennie van Greuning, Analyzing And Managing Banking Risk Books available in PDF, EPUB, Mobi Format. Download Analyzing And Managing Banking Risk books, This is the second edition of this book which considers issues involved in the assessment, analysis, and management of financial risks in banking. It highlights risk-management principles and the accountability of key players in corporate governance process, as well as discussing transparency in bank's financial statements. It also contains new material including chapters on the management of the treasury function, management of a stable liquidity investment portfolio, and a discussion of proprietary trading activities and asset management liability components. A hardback version is also available (ISBN 0821354655) containing illustrative prototype software and Excel spreadsheets which can be adapted for banking diagnostic processes.



Financial Literacy In Europe

Financial Literacy in Europe PDF
Author: Gianni Nicolini
Publisher: Routledge
ISBN: 0429777558
Category : Business & Economics
Languages : en
Pages : 284

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Financial Literacy In Europe

by Gianni Nicolini, Financial Literacy In Europe Books available in PDF, EPUB, Mobi Format. Download Financial Literacy In Europe books, Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge? Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers’ financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries. Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions.